Steady income, predictable returns
Balance your portfolio with high-rated corporate fixed deposits, bonds and government securities. Earn regular interest, plan for known expenses and reduce overall volatility — with expert credit research.
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The stability anchor of your portfolio
Fixed-income investments pay a defined interest rate over a set period. They are ideal for capital preservation, regular income and goals with fixed timelines — and they cushion your portfolio when equity markets turn volatile.
- Corporate FDs from highly rated NBFCs and housing finance companies
- Bonds & debentures — PSU, corporate and tax-free bonds
- Government securities — G-Secs, T-Bills and state development loans
- Flexible payouts — monthly, quarterly, annual or cumulative
Corporate FDs
Higher rates from rated issuers.
Govt securities
Sovereign-backed safety.
Bonds
PSU & corporate bonds.
Regular income
Monthly payout options.
Smarter fixed-income investing
Capital preservation
Prioritise safety with high credit ratings and sovereign options.
Regular cash flow
Choose monthly or quarterly interest to fund living expenses.
Better than savings
Potentially higher yields than savings accounts and many bank FDs.
Credit research
We assess issuer ratings, financials and track record before recommending.
Laddering
Stagger maturities to manage interest-rate and liquidity risk.
Senior citizen benefits
Additional rates on many corporate FDs for investors aged 60+.
Fixed income, expertly curated
Only quality issuers
Focus on strong ratings and reputed institutions.
Goal matching
Tenures matched to when you need the money.
Renewal tracking
Reminders before maturity so money never sits idle.
Tax planning
Guidance on TDS, Form 15G/15H and post-tax yields.
Frequently asked questions
Still unsure? Our advisors are happy to explain anything — no jargon, no pressure.
Are corporate FDs safe?
Corporate FDs are not covered by DICGC deposit insurance, so safety depends on the issuer's credit quality. We recommend highly rated issuers and diversification across issuers.
How is FD and bond interest taxed?
Interest is generally added to your income and taxed at your slab rate. TDS may apply above thresholds; eligible investors can submit Form 15G/15H.
Can I withdraw before maturity?
Many corporate FDs allow premature withdrawal after a minimum period, usually with a reduced rate. Listed bonds can be sold on the exchange, subject to liquidity.
What is a bond ladder?
A strategy of buying bonds or FDs with staggered maturities so a portion matures regularly — balancing liquidity and reinvestment risk.
Lock in steady returns with confidence
Ask our desk for the best-rated FDs and bonds available this week.
