Retirement calculator — plan your freedom
Find out how big your retirement corpus needs to be — factoring in inflation — and the monthly SIP required to get there.
Estimates are illustrative, not guaranteed returns.
How we estimate your corpus
We grow today’s monthly expenses by inflation until your retirement age, then calculate the corpus needed to fund those (still-rising) expenses until your life expectancy, assuming your corpus keeps earning a post-retirement return.
Your existing savings are grown to retirement, and the shortfall is converted into the monthly SIP you need to start today.
- Inflation is the silent wealth killer — plan for it.
- Starting 5 years earlier can halve the SIP required.
- Review your plan every year.
What inflation rate should I use?
A long-term assumption of 6–7% is common for India. Healthcare costs often rise faster.
Is EPF/PPF counted?
Include them in "Savings already invested" for a combined view.
Are these results guaranteed?
No — they are estimates based on your assumptions. Real returns will vary.
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